Sunday, August 19, 2012
Plan For Your Financial Future by Keith Gilabert
Don't trust any organization that guarantees success in repairing your credit. A lot of agencies will make general claims about their capability in repairing your credit history. This is not at all accurate since what is affecting your credit is not the same as another individual with credit issues. If you owe the money pay it. If you do not have the ability to pay the credit cards off then hold off until you have saved enough money and work out a settlement. When it comes to credit repair, there can be no guarantee of success.
Protect yourself financially with the best health insurance policy for you. Illnesses can spring up suddenly. Because of this, you should be sure that your health insurance leaves you protective. I once went to the emergency room and the bill was $6,700.00. With insurance you'll be covered instead of facing years of debt, my part of the bill was only $600.00. If you have kids make sure you are covered, a hospital stay will cost you financially and will permanently damage your credit if you can’t pay.
You can improve your credit rating by paying your bills on time and in full each month. This is really important because credit issuers want to see a debt-to-available credit at about 11 percent. When you pay something early, you will know right away how much you have left to spend or save. You will not be as anxious about how you are going to pay your bills or having something come up financially you did not expect.
Full Article
Friday, August 3, 2012
KEITHGILABERT.NET:Stop Making Costly Money Mistakes
Buying a car is definitely one of the biggest and most important purchases you will ever make. Comparison shopping with all of the different retailers available to you is the best way to make sure you get a good price on a car. Don't forget to look on the Internet. An excellent source is KBB.com, this site gives you the wholesale cost of an automobile and you can use that as your negotiating point.
Always allocate a cash budget, you can avoid splurging and spending your savings. You can use your cash allowance to reward yourself in whatever way you want, but you can't spend more than your allowance. This way you can reward and treat yourself on a consistent basis without damaging your overall budget. STAY OFF THE CREDIT CARDS--- THEY ARE A BOTTOMLESS PIT!!
KEITHGILABERT.NET: First Step to Stop Making Money Mistakes – Stay out of Debt.
Always allocate a cash budget, you can avoid splurging and spending your savings. You can use your cash allowance to reward yourself in whatever way you want, but you can't spend more than your allowance. This way you can reward and treat yourself on a consistent basis without damaging your overall budget. STAY OFF THE CREDIT CARDS--- THEY ARE A BOTTOMLESS PIT!!
KEITHGILABERT.NET: First Step to Stop Making Money Mistakes – Stay out of Debt.
Wednesday, July 25, 2012
KEITHGILABERT.NET: THE AVERAGE PERSON SPENDS $780.00 A YEAR AT STARBUCKS!
Write it Down! A written budget is valuable to having successful personal finances. The first of each month, compose a list which describes every expense. Remember to include all expenses due, such as rent, lights, cars, phones and food. Try to take all expenditures into consideration. Add up your anticipated monthly expenses, and make sure you don't spend more than what you have left after paying them.
If the whole family wants an expensive item, then ask each member to contribute to buying it because this will show kids the value of money and make them appreciate what they have. When the purchase is for something the whole household can enjoy, like a new television, try convincing everyone to donate towards the purchase.
KEITHGILABERT.NET: Avoid Financial Pitfalls Now With These Simple Do-It-Yourself Tips
If the whole family wants an expensive item, then ask each member to contribute to buying it because this will show kids the value of money and make them appreciate what they have. When the purchase is for something the whole household can enjoy, like a new television, try convincing everyone to donate towards the purchase.
KEITHGILABERT.NET: Avoid Financial Pitfalls Now With These Simple Do-It-Yourself Tips
Monday, July 23, 2012
Keith Gilabert,"Importance of having a Code of Ethics." | SBA.gov
Keith Gilabert,"Importance of having a Code of Ethics." | SBA.gov
About Keith Gilabert
Keith Gilabert was born in
Hollywood, California. His mother has ancestry from Barcelona, Spain and
his father is French-Italian. When he was two years old, his parents moved from Hollywood, CA where his father worked for General Motors and moved to Saugus, CA. Gilabert was brought up as a Catholic and served as an Alter boy at Saint Clare’s Catholic Church. He attended Saugus high school in Santa Clarita, CA. He went on to attend San Diego State University as Political Science Major and later changed to Finance and Accounting. Gilabert currently resides in Valencia, CA while making career-related visits to London and Zurich.
Gilabert speaks conversational Italian and Spanish, though he has stated that he needs to brush up a bit on his spoken Italian, as it was a bit rusty.
He has also expressed interest in vintage Ferrari racing, most notably the Mille Miglia, which is 1,000 mile rally up the coast of California.
Gilabert speaks conversational Italian and Spanish, though he has stated that he needs to brush up a bit on his spoken Italian, as it was a bit rusty.
He has also expressed interest in vintage Ferrari racing, most notably the Mille Miglia, which is 1,000 mile rally up the coast of California.
Friday, June 1, 2012
Sunday, May 27, 2012
Subscribe to:
Posts (Atom)