KEITHGILABERT.NET: THE AVERAGE PERSON SPENDS $780.00 A YEAR AT STARBUCKS!

Write it Down!  A written budget is valuable to having successful personal finances. The first of each month, compose a list which describes every expense. Remember to include all expenses due, such as rent, lights, cars, phones and food. Try to take all expenditures into consideration. Add up your anticipated monthly expenses, and make sure you don't spend more than what you have left after paying them.

If the whole family wants an expensive item, then ask each member to contribute to buying it because this will show kids the value of money and make them appreciate what they have. When the purchase is for something the whole household can enjoy, like a new television, try convincing everyone to donate towards the purchase.

KEITHGILABERT.NET: Avoid Financial Pitfalls Now With These Simple Do-It-Yourself Tips

Keith Gilabert,"Importance of having a Code of Ethics." | SBA.gov

Keith Gilabert,"Importance of having a Code of Ethics." | SBA.gov

About Keith Gilabert

Keith Gilabert was born in Hollywood, California. His mother has ancestry from Barcelona, Spain and his father is French-Italian.   When he was two years old, his parents moved from Hollywood, CA  where his father worked for General Motors and moved to Saugus, CA.  Gilabert was brought up as a Catholic and served as an Alter boy at Saint Clare’s Catholic Church.  He attended Saugus high school in Santa Clarita, CA.  He went on to attend San Diego State University as Political Science Major and later changed to Finance and Accounting.   Gilabert currently resides in Valencia, CA while making career-related visits to London and Zurich.
Gilabert speaks conversational Italian and Spanish, though he has stated that he needs to brush up a bit on his spoken Italian, as it was a bit rusty.   
He has also expressed interest in vintage Ferrari racing, most notably the Mille Miglia, which is 1,000 mile rally up the coast of California.